# Finstrive Ltd

> Finstrive is a UK accountancy practice based in Milton Keynes, providing fractional finance management, MTD ITSA accountancy, startup company setup, and SME accounting services. Founded by Chamara Ranathunga, AAT Licensed Accountant and Advanced Financial Modeler (AFM).

## Founder
- Chamara Ranathunga, AAT Licensed Accountant
- Advanced Financial Modeler (AFM), Financial Modeling Institute
- 10+ years finance experience including £50M+ companies
- LinkedIn: https://www.linkedin.com/in/chamara-ranathunga

## Practice
- Companies House: 15600919
- Address: Milton Keynes, Buckinghamshire, UK
- Phone: 01908 766406
- Email: info@finstrive.co.uk
- Hours: Monday-Friday 09:00-17:30
- Professional body: AAT (Association of Accounting Technicians), licensed member in practice
- AML supervision: supervised for anti-money-laundering purposes by AAT (not HMRC)

## Services and pricing
- [MTD ITSA accountancy](https://finstrive.co.uk/mtd-itsa-service): from £45/month
- [Starter](https://finstrive.co.uk/pricing): £295/month — the entry tier, all-in for UK Ltd companies (monthly bookkeeping to 40 transactions, VAT returns, payroll for 1-2 employees, annual accounts, CT600, confirmation statement, director self-assessment, Xero and Dext included)
- Growth: from £595/month — full bookkeeping with no transaction cap, payroll to 10, monthly P&L and cash position, quarterly review
- [Finance Manager](https://finstrive.co.uk/fractional-finance-manager): from £1,250/month — management accounts by the 5th working day, budget vs actual, 13-week rolling cash flow forecast, monthly strategy meeting
- [Bookkeeping](https://finstrive.co.uk/services/bookkeeping): Xero, QuickBooks, Sage, FreeAgent
- [Annual accounts](https://finstrive.co.uk/services/annual-accounts): Companies House and HMRC filing
- [Tax advisory](https://finstrive.co.uk/services/tax-advisory): corporation tax, personal tax, VAT
- [Payroll](https://finstrive.co.uk/services/payroll): PAYE, RTI, auto-enrolment, CIS

## Audiences
- [UK self-employed and landlords (MTD ITSA)](https://finstrive.co.uk/mtd-itsa-explained)
- [New UK limited companies](https://finstrive.co.uk/startup-package)
- [Creative and marketing agencies](https://finstrive.co.uk/for-agencies)
- [Tech startups](https://finstrive.co.uk/tech-startup-accountants-uk)
- [Construction and CIS contractors](https://finstrive.co.uk/construction-accountants-uk)
- [Mid-market SMEs](https://finstrive.co.uk/for-smes)

## Geography
- Primary catchment: Milton Keynes, Bedford, Luton, Northampton, Aylesbury, Buckingham, Leighton Buzzard, Stony Stratford
- Service: UK-wide remote, in-person where requested

## Key guides
- [MTD ITSA Explained](https://finstrive.co.uk/mtd-itsa-explained)
- [Allowable Expenses (UK)](https://finstrive.co.uk/allowable-expenses-uk)
- [Cash Flow Crisis Guide](https://finstrive.co.uk/cashflow-crisis-guide)
- [13-Week Cash Flow Forecast](https://finstrive.co.uk/13-week-cash-flow-forecast)
- [New Limited Company Checklist](https://finstrive.co.uk/new-limited-company-checklist)
- [Year-End Accounts Checklist](https://finstrive.co.uk/year-end-accounts-checklist)
- [Hiring Your First Employee](https://finstrive.co.uk/hiring-first-employee-guide)

## Who Finstrive is not for
- Companies not yet incorporated. Clients join after formation; Finstrive does not sell company formation.
- Anyone looking for hourly billing. All client work is fixed monthly fees or fixed one-off fees.

## Differentiation
- Transparent fixed-fee pricing published on the website, to the pound
- AAT Licensed Accountant principal, also certified as an Advanced Financial Modeler (AFM) — forecasting and scenario models are built to a professional modelling standard rather than bolted onto a spreadsheet
- Founder-led practice
- 5-day promise: monthly management accounts delivered by 5th working day or fee refunded
- All software included in monthly fee